Recognizing the demographic trends underpinning the US life insurance market and, more generally, retirement planning -- and keeping with our general solutions-based approach -- in mid-2009, Wilton Re launched its Longevity Solutions business. The purpose of this initiative is to enable our clients to better manage the longevity risks embedded in their products and operations. Wilton Re offers bespoke structured longevity solutions to clients in either reinsurance or capital markets format.